Payscape

About

Embedded finance, built for compliance-sensitive industries.

We let vertical-software platforms offer their customers payment accounts, IBANs and cards under their own brand — delivered as defined, end-to-end workflows, ready to run.

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What we do

A finished proposition, not a toolkit.

Payscape is a technology and programme-management company. We work with vertical-software platforms — property managers, accountants, lenders, benefit providers, marketplaces — who want to offer their customers payment accounts, IBANs and cards under their own brand without building that infrastructure themselves.

We deliver a complete, compliant embedded-finance proposition: the technology platform, the sector-specific workflow, the onboarding flow, the compliance controls and the reporting — pre-built, tested and ready to run. Our licensed EMI partners supply the regulated electronic-money and card services.

Technology platform

Control Cloud — the governed platform behind every capability: accounts, cards, payments, onboarding and compliance.

Programme management

We run the programme end to end — configuration, workflow, compliance controls, partner relationships and go-live support.

Sector workflows

Pre-built, industry-specific flows for property, accounting, lending, employee benefits and marketplace platforms.

Licensed EMI partners

Regulated electronic-money and card services are delivered by our FCA, ACPR and Banco de España authorised partners.

Our approach

We go further than the infrastructure.

There is no shortage of payments infrastructure. The question is not whether the rails exist — it is whether a software platform's team has the time, the regulatory knowledge and the sector expertise to assemble those rails into a compliant, industry-specific product.

Payscape's answer is to deliver both together: the infrastructure and the finished feature, with the compliance controls, the reconciliation, the onboarding flow and the reporting already in place. A platform integrates once and gets a complete proposition — not a set of building blocks to configure over months.

Industry workflow pre-built — not a generic template to adapt

Compliance controls built in — onboarding, monitoring, safeguarding and reporting from day one

Audit-ready evidence — Control Cloud logs every event with its compliance context

One integration, multiple capabilities — accounts, IBANs, cards and payments on the same programme

Programme management included — we run the operation; you run your product

Regulatory standing

Technology provider. Not a bank.

Payscape DAC

Registered in Ireland · Company No. 786336

Payscape DAC is a technology service provider and payments programme manager — it is not a bank and does not hold a banking licence.

Regulated electronic-money and card services — including the issuance of payment accounts, IBANs and cards — are provided by our licensed EMI partners, authorised by the FCA, ACPR and Banco de España respectively.

Client money is safeguarded with tier-1 credit institutions by our EMI partners, segregated and protected in accordance with applicable e-money regulations.

Leadership

Deep payments experience across Europe.

The Payscape team brings together experience from payments networks, regulated EMIs, fintech platforms and enterprise software across the UK, Ireland and continental Europe.

Leadership team details available on request.

Open a new revenue line, built for your industry.

Talk to our team. We'll help you understand what's possible, what it takes to go live, and how to structure a programme that works for your business.