Compliance
Ongoing monitoring and fraud, always on.
Continuous transaction monitoring and fraud controls run across every account automatically — with alerts, case management and a rule register you govern and can prove.
Book a callOnboarding is the start; staying compliant is continuous. Payscape monitors every transaction across your programme against rules you control, surfaces alerts for review, and keeps a version-controlled record of every rule and every decision — so monitoring is not a black box.
Transaction monitoring
Every transaction, checked against your rules.
Inbound and outbound transactions are screened continuously against a configurable rule set, so suspicious activity is caught as it happens.
Continuous coverage — every transaction monitored across every account
Configurable rules — thresholds and patterns set to your risk appetite
Real-time alerts — flags raised the moment a rule is triggered
Full context — each alert carries the transaction and customer detail behind it
Monitoring — Live
2 alerts openTransfer €9,400
Threshold rule
Velocity — 6 payments/10 min
Velocity rule
Transfer €120
Threshold rule
Every transaction checked continuously · real-time alerts
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Fraud controls
Catch the patterns that signal fraud.
Velocity, anomaly and behavioural signals run alongside transaction rules to flag activity that looks like fraud, before funds leave the programme.
Velocity checks — unusual frequency or volume flagged automatically
Anomaly detection — activity out of pattern for the customer surfaced
Device and behaviour signals — contextual signals factored into the decision
Pre-settlement holds — suspect outbound payments can be held for review
Fraud signals — live
Card •••• 4821
4 declines in 2 min
Flagged — review required
Login — new device
Account: J. Cooper
Step-up applied
Velocity, anomaly and behavioural signals · pre-settlement holds available
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Alerts & case management
From alert to disposition, with an audit trail.
Alerts land in a queue where your team reviews, escalates and dispositions each one — and every action is recorded.
One queue — all alerts triaged from a single dashboard
Assign and escalate — route cases to the right reviewer
Disposition recorded — the outcome and rationale logged for each case
Reportable — case activity available for regulatory and internal reporting
3
Open
1
In review
12
Closed
Case #2241
Threshold alert · Transfer €9,400
Assigned to E. Walsh
One queue · every action and disposition recorded
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
A rule register you govern
Test, approve, deploy — and prove every change.
Monitoring rules are version-controlled: you can test a change, approve it and deploy it, with the full history retained — so you can show exactly which rule applied to any transaction, and when.
Version-controlled rules — every rule change tracked with author and date
Test before deploy — validate a change before it goes live
Approval workflow — changes reviewed and signed off, not pushed silently
Provable application — show which rule version applied to any historical transaction
Monitoring rules
Rule 12
High-value threshold
v3 · Active
Rule 18
Velocity
v2 · Active
Rule 27
Geography
v1 · Pending approval
Full change history retained · test before deploy
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Always-on monitoring
Every transaction across the programme is checked continuously, not sampled.
Rules you govern
Test, approve and deploy changes yourself — no black box, no waiting on a third party.
Defensible decisions
Show which rule applied to any transaction, with the alert, review and outcome on record.
Compliance & evidence
Every monitoring capability runs under governed, audit-ready controls.
Payscape operates Control Cloud — our own governed compliance environment. We author, version-control, test and deploy every compliance rule ourselves; the configuration is never outsourced. Every account event, IBAN assignment, transfer and transaction is recorded with its compliance context — screening status, monitoring outcome and the version of the rule Payscape applied — so you can show your working to a regulator, auditor or investor at any point.
Payscape version-controls every rule — every change reviewed, approved and deployed by us
Audit trail per event — not just the transaction but the compliance decision
Safeguarding reconciled daily — client funds matched and confirmed automatically
Reporting out of the box — pre-built statements and extracts in standard formats
Customer monitoring
LiveCustomer
Screening
Risk
Acme Ltd
Clear
Jane Cooper
Clear
Sample Property Co
Review
Example Trading Ltd
Clear
Last refreshed: just now
4 customers · 1 under review
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Access
Two ways to work with Payscape.
Build on the APIs
Embed accounts, IBANs and payments directly into your own product. REST APIs, full sandbox, webhooks for every event — your users stay in your interface throughout.
Read the developer docsOperate from the portal
Run the whole programme from the Control Cloud portal — open accounts, send onboarding links, approve transfers and see consolidated balances across your entire book. No code required.
Request a demoFAQ
Common questions.
Yes. The rule set is configurable to your risk appetite, and changes are version-controlled with a test-and-approve workflow before they go live.
It lands in a case queue where your team reviews, escalates and dispositions it, with the outcome and rationale recorded for audit.
Yes. Velocity, anomaly and behavioural fraud signals run alongside AML transaction rules, and suspect outbound payments can be held before settlement.
Every rule version, alert, case and disposition is retained, so you can show exactly which rule applied to any transaction and how it was handled.
Open a new revenue line,
built for your industry.
Talk to our team. We'll help you understand what's possible, what it takes to go live, and how to structure a programme that works for your business.