Partners
Built on regulated, proven partners.
Regulated electronic-money and card services are delivered by our licensed EMI partners, authorised across the UK, France and Spain.
Book a callLicensed EMI partners
Three licensed EMIs across the UK and EU.
Heuro SAS
Authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR)
Licence reference
Licence No. 17478
Issues electronic money and provides payment services including SEPA credit transfers and card services for Payscape programmes in EU markets.
Moorwand Ltd
Authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011
Licence reference
FCA Ref. 900709
Issues electronic money and provides payment services including card issuing and SEPA payments for Payscape programmes in the UK market.
Bnext Electronic Issuer S.L.
Authorised by the Banco de España to issue electronic money
Licence reference
Ref. 6717
Issues electronic money and provides card issuing and payment services for Payscape programmes in Spanish and broader EU markets.
Our EMI partners hold the licences, hold client money and provide the regulated electronic-money and card services. Payscape DAC provides the technology platform, programme management and sector-specific workflows. The combination delivers a complete proposition under your brand.
Schemes & rails
The networks and processors behind the platform.
Mastercard
Card issuing — debit programme
SEPA
Euro payments — CT and Instant
AustriaCard
Card production & personalisation
MSL
Card processing & management
Safeguarding
Client funds protected at every point.
Funds held in payment accounts on the Payscape platform are safeguarded by our licensed EMI partners in accordance with the Electronic Money Regulations. Client money is held at tier-1 credit institutions, segregated from operational funds and reconciled daily.
Safeguarding accounts held at tier-1 credit institutions — separated from operational funds
Daily reconciliation — every client account balance matched and confirmed
Segregation by design — client money is never co-mingled with Payscape or partner operating capital
Regulated by FCA, ACPR and Banco de España through our licensed EMI partners
Client-money evidence available on demand — per account, per day, per programme
Distribution
Taking propositions to market across Europe.
Payscape works with established card and payments partners across Europe to distribute embedded-finance propositions to market efficiently. Our network of distribution and reseller partners spans the UK, Ireland, France, Spain and broader EU markets.
If you are a payments consultancy, technology reseller or industry-software distributor with clients who could benefit from embedded finance, we'd welcome a conversation.
Open a new revenue line, built for your industry.
Talk to our team about how the Payscape programme could work for your platform.