Solution
Keep client cash on your platform.
Your brand.
Your relationship.
Offer your clients branded payment accounts and cards they actually use — so client cash stays within your ecosystem, the relationship stays yours, and a new revenue line opens up for your platform.
Book a callThe challenge
What this sector deals with today.
Brokers and advisers build deep client relationships, then watch client cash sit with third parties they don't control. The moment money leaves the advice relationship for an outside account, the adviser loses visibility, loses the touchpoint, and loses a natural commercial opportunity.
Building branded accounts in-house isn't realistic for an advice firm — it means a licence, partner integrations and a compliance operation. So the cash, and the relationship around it, leaks away.
Branded accounts & IBANs · Accounts
A branded account for every client.
Give each client their own payment account and IBAN under your brand, opened in minutes and visible to you in one view.
Account and IBAN per client — provisioned via the API or portal
Your brand throughout — every screen and statement carries your identity
Consolidated view — see your whole client book in one place
Multi-currency — EUR and GBP supported across your programme.
Client accounts — your brand
J. & M. Smith
IE29 PSCP 9311 0201
€42,500
● Active
R. O'Brien
IE29 PSCP 9311 0202
€18,200
● Active
Acme Pension Fund
IE29 PSCP 9311 0203
€287,000
● Active
3 clients · real-time balances · all under your brand
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Cards · Cards
Cards that keep you in the picture.
Issue branded debit cards your clients use day to day, with controls you manage.
Branded debit cards — virtual and physical, under your brand
Mobile wallets — Apple Pay and Google Pay
Controls — limits, freeze and replace in real time
Used daily — a constant, branded touchpoint with the client
Debit · Your brand
J. Smith
•••• •••• •••• 4821
Active
Virtual and physical · controls in real time · daily branded touchpoint
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Account hierarchy · Accounts
Client cash stays on your platform.
Client funds are held in segregated accounts within your programme, visible and movable, so the cash — and the relationship — stays with you.
Funds on-platform — client cash held within your programme, not a third party's
Segregated and safeguarded — held by our licensed EMI partners at tier-1 credit institutions
Visible to you — balances and activity across your client book
Movable on instruction — transfers and allocations handled in real time
Programme overview
Total client funds on-platform
€1,200,000
Held within your programme · segregated · safeguarded
J. & M. Smith
€42,500
↓R. O'Brien
€18,200
↓Acme Pension Fund
€287,000
↓Balances and activity across your whole client book · real-time
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Onboarding & Compliance · Compliance
Onboard clients without building a stack.
Verify clients with automated checks, screen and monitor them, and keep the evidence — without a compliance build.
Automated ID&V — clients verified in the flow
Screening — sanctions and PEP, ongoing
Monitoring — activity checked against your rules
Evidence — every decision logged for audit
Client onboarding
Client
ID&V
Screening
Status
J. Smith
✓ClearActiveR. O'Brien
✓ClearActiveM. Connelly
——Link sentID&V by link · screening ongoing · evidence logged per client
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Keep client cash on-platform
Client funds stay within your programme rather than a third party's — visible to you, under your brand.
Your brand, your relationship
A daily, branded touchpoint that keeps you central to the client's financial life.
Compliant and evidenced
Onboarding, screening and monitoring built in, with every decision logged for audit.
Finished, not building blocks.
This workflow arrives pre-configured and ready to run. The IBANs, split rules, account hierarchy, onboarding flows and compliance controls are all in place — not a kit to assemble, but a finished proposition you deploy.
Branded account and IBAN per client
Provisioned in minutes
Branded debit cards
Virtual, physical and in-wallet
Client cash on-platform
Segregated and safeguarded
Whole-book view
Balances and activity in one place
Onboarding built in
ID&V and screening automated
Compliance live at launch
Monitoring and audit trail active
Compliance & evidence
Every capability in this solution runs under governed, audit-ready controls.
Payscape operates Control Cloud — our own governed compliance environment. We author, version-control, test and deploy every compliance rule ourselves; the configuration is never outsourced. Every account event, IBAN assignment, transfer and transaction is recorded with its compliance context — screening status, monitoring outcome and the version of the rule Payscape applied — so you can show your working to a regulator, auditor or investor at any point.
Payscape version-controls every rule — every change reviewed, approved and deployed by us
Audit trail per event — not just the transaction but the compliance decision
Safeguarding reconciled daily — client funds matched and confirmed automatically
Reporting out of the box — pre-built statements and extracts in standard formats
Customer monitoring
LiveCustomer
Screening
Risk
Acme Ltd
Clear
Jane Cooper
Clear
Sample Property Co
Review
Example Trading Ltd
Clear
Last refreshed: just now
4 customers · 1 under review
Illustrative interface. Sample data shown for demonstration — not real customers, accounts, balances or screening results.
Access
Two ways to work with Payscape.
Build on the APIs
Embed accounts, IBANs and payments directly into your own product. REST APIs, full sandbox, webhooks for every event — your users stay in your interface throughout.
Read the developer docsOperate from the portal
Run the whole programme from the Control Cloud portal — open accounts, send onboarding links, approve transfers and see consolidated balances across your entire book. No code required.
Request a demoFAQ
Common questions.
Clients hold branded accounts and cards within your programme, so balances and activity stay on your platform and the day-to-day relationship stays with you rather than an outside provider.
Yes. Client funds are held in segregated accounts and safeguarded by our licensed EMI partners at tier-1 credit institutions.
No. The regulated e-money and card services are provided by our licensed EMI partners; you provide the brand and the client relationship.
Yes. ID&V, screening and ongoing monitoring are built in, with every decision logged for audit.
Open a new revenue line,
built for your industry.
Talk to our team. We'll help you understand what's possible, what it takes to go live, and how to structure a programme that works for your business.